{"product_id":"opportunity-at-risk-a-generational-approach-to-wealth-preservation-through-comprehensive-risk-management-paperback","title":"Opportunity at Risk: A Generational Approach to Wealth Preservation Through Comprehensive Risk Management - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eWarren E. Barhorst\u003c\/b\u003e (Author), \u003cb\u003eDavid A. Goldberg\u003c\/b\u003e (Author), \u003cb\u003eDavid K. Hollingsworth\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eOpportunity at Risk\u003c\/strong\u003e offers a groundbreaking approach to preserving family wealth across generations by integrating proactive risk management with traditional asset planning. Drawing from decades of experience advising high-net-worth families, the authors reveal why most wealth disappears within three generations and how to prevent it. Using real-world examples, including the decline of families from the original Forbes 400 list, the book introduces the concept of \u003cstrong\u003efinancial gravity\u003c\/strong\u003e, the cumulative force of taxes, inflation, lawsuits, and lifestyle pressures that quietly erode net worth over time.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eAt the heart of this strategy is the \u003cstrong\u003eTotal Family Balance Sheet by Higginbotham(TM)\u003c\/strong\u003e, a comprehensive framework that evaluates risk across six key asset silos: \u003cstrong\u003eInvestment Portfolios, Real Estate, Family Operating Businesses, Private Equity, Personal Assets, and Family Human Capital\u003c\/strong\u003e. The book challenges the siloed, asset-only focus of traditional planning by exposing off-balance sheet liabilities, the hidden threats most families never see coming.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThis practical guide empowers families to align their emotional and financial risk tolerance, coordinate across advisors, and protect their legacy with intention. For those who have built wealth and want to preserve it, \u003cstrong\u003eOpportunity at Risk\u003c\/strong\u003e is a must-read roadmap to financial resilience and generational continuity.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 176\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.38 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e February 06, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147461140732,"sku":"9781967451487","price":39.23,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/9B7Sr9WsJz9781967451487.webp?v=1780176321","url":"https:\/\/howardimports.myshopify.com\/products\/opportunity-at-risk-a-generational-approach-to-wealth-preservation-through-comprehensive-risk-management-paperback","provider":"Zyayre","version":"1.0","type":"link"}