{"title":"Insurance - Health","description":"","products":[{"product_id":"medicare-para-dummies-paperback","title":"Medicare Para Dummies - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003ePatricia Barry\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eDescifrando el c?digo de Medicare\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003ci\u003eMedicare Para Dummies\u003c\/i\u003e es la mejor gu?a para entender Medicare. En esta edici?n reci?n actualizada se detallan los ?ltimos cambios en los beneficios, incluso la extensi?n de la cobertura para la salud mental y el manejo del dolor cr?nico. Con este \u003ci\u003ebest seller, \u003c\/i\u003e escrito en un lenguaje claro y directo, aprender?s c?mo inscribirte correctamente, evitar errores costos, minimizar gastos de bolsillo y elegir el plan adecuado para ti y tu familia. Resuelve todas tus dudas sobre Medicare, incluso las que nunca hab?as pensado, para que puedas desarrollar un plan s?lido y maximizar tus beneficios.\u003c\/p\u003e \u003cul\u003e \u003cli\u003eAprende los conceptos b?sicos de Medicare y encuentra el mejor plan para ti\u003c\/li\u003e \u003cli\u003eConsulta los precios actualizados, coberturas e informaci?n esencial\u003c\/li\u003e \u003cli\u003eObt?n consejos para minimizar los gastos de tu bolsillo\u003c\/li\u003e \u003cli\u003eDescubre consejos claros para navegar Medicare sin importar tu edad\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eYa sea que est?s inscrito en Medicare o si quieres inscribirte pronto, con \u003ci\u003eMedicare Para Dummies\u003c\/i\u003e podr?s entender el proceso de manera m?s sencilla con ejemplos pr?cticos, consejos ?tiles e ideas claras, para que puedas tomar el control de tu salud y de tu atenci?n m?dica.\u003c\/p\u003e\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eTomar decisiones sobre Medicare nunca fue tan sencillo\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eEn esta edici?n reci?n actualizada de \u003ci\u003eMedicare para dummies\u003c\/i\u003e se ofrecen instrucciones claras y paso a paso para navegar el complejo sistema de Medicare. Con esta gu?a podr?s personalizar un plan seg?n tus necesidades, desde el proceso de inscripci?n hasta la extensi?n de la cobertura. Este libro escrito, por la experta en Medicare Patricia Barry, es tu gu?a confiable para reducir los gastos de bolsillo y seleccionar la p?liza perfecta para ti y tu familia. \u003c\/p\u003e\u003cp\u003e\u003cb\u003eCon este libro podr?s... \u003cul\u003e\n\u003cli\u003eAprender los conceptos b?sicos de Medicare\u003c\/li\u003e \u003cli\u003eDeterminar la mejor p?liza para ti\u003c\/li\u003e \u003cli\u003eConsultar los precios actualizados y opciones de cobertura\u003c\/li\u003e \u003cli\u003eNavegar el sistema de Medicare\u003c\/li\u003e \u003cli\u003eUsar Medicare para recibir atenci?n en salud mental\u003c\/li\u003e \u003cli\u003eObtener cobertura para tus familiares\u003c\/li\u003e \u003cli\u003eEvitar sorpresas desagradables de cobertura\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/b\u003e\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003ePatricia Barry\u003c\/b\u003e es una reconocida experta en Medicare que, durante casi dos d?cadas como editora s?nior en las publicaciones de AARP, redact? numerosos art?culos sobre el tema y atendi? las consultas de los beneficiarios en todo el pa?s a trav?s de su columna en l?nea ?Preg?ntale a la Sra. 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Despite all the advanced technology and surgical skill in modern medicine, our focus remains reactive-intervening with stents and bypasses only after the disease has been silently growing for decades. For pioneering preventive cardiologist Jeffrey L. Boone, MD, this status quo is unacceptable and, crucially, unnecessary.In A World Without Heart Attacks, Dr. Boone, founder of the renowned Boone Heart Institute, delivers a revolutionary, four-part protocol to defeat heart disease in our lifetime. Drawing on decades of clinical practice with everyone from NFL legends to corporate executives, Dr. Boone reveals how we can finally win the war on the world's most fatal disease.\u003cstrong\u003eThis groundbreaking book will show you how to: \u003c\/strong\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eUncover the True Threat: \u003c\/strong\u003e Learn to identify the root cause of heart disease-the painless-but-deadly buildup of arterial plaque-and discover the vital, non-standard imaging tests (like CIMT and CAC scores) that reveal the disease years before a heart attack.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIdentify Your Unique Risks: \u003c\/strong\u003e Understand the critical role of genetics and chronic stress-which Dr. Boone calls \"the ultimate risk factor\"-in triggering cardiac events.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMaster the Boone Heart Protocol: \u003c\/strong\u003e Access the aggressive, personalized combination of medications, supplements, and lifestyle changes proven to stop, stabilize, and even reverse arterial plaque.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003c\/p\u003eDr. Boone also looks beyond the immediate victory, exploring how the same protocol that protects your heart also safeguards your brain from dementia and cognitive decline, as well as promising results in the early prevention of many cancers. This is essential reading for every patient, family member, and healthcare professional ready to move past the age of reactive fixes and embrace a future where living to a healthy 100 is the new normal.\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 264\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.63 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e March 07, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147501543676,"sku":"9798895761908","price":75.04,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/HNznelb8fX9798895761908.webp?v=1780181854"},{"product_id":"64-your-ultimate-guide-to-medicare-retirement-planning-hardcover","title":"64+: Your Ultimate Guide to Medicare \u0026 Retirement Planning - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eChase Gruening\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eMedicare shouldn't be complicated. Yet, too many people feel overwhelmed by confusing options, unexpected costs, and last-minute decisions. 64+ is your clear, step-by-step guide to navigating Medicare and retirement planning with confidence. Written by industry expert Chase Gruening, this book simplifies enrollment, breaks down coverage costly mistakes. Whether you're approaching 65, still working, or helping a loved one, 64+ ensures you understand your options and secure the best plan for your needs. With real-world insights and expert advice, this guide gives you the tools to protect your health, finances, and future-so you can navigate the next chapter with confidence.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 86\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.25 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e September 19, 2025\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147501773052,"sku":"9781967424054","price":44.74,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/WZTVChZmw99781967424054.webp?v=1780181887"},{"product_id":"health-insurance-and-claim-processing-what-every-patient-needs-to-know-paperback","title":"Health Insurance and Claim Processing: What Every Patient Needs to Know - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eSadhana R. Kamat Cpc Cpma Cpc-I\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eHealth Insurance and Claim Processing: What Every Patient Needs to Know\u003c\/strong\u003e is a clear, practical guide designed to help patients understand the often-confusing world of health insurance, medical billing, and claims processing. Drawing on more than 30 years of experience in medical billing, coding, compliance, and patient advocacy, Sadhana R. Kamat explains how to choose the right insurance plan, understand deductibles and out-of-pocket costs, read an Explanation of Benefits (E.O.B.), identify common billing issues, and take the right steps when claims are denied. Written in plain language and built around real-life examples, this book empowers readers to make informed healthcare decisions, protect themselves from costly mistakes, and navigate the U.S. insurance system with greater clarity and confidence.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 106\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.29 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e April 09, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147501805820,"sku":"9798295819230","price":37.21,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/FehSdT40VN9798295819230.webp?v=1780181891"},{"product_id":"ontologia-del-lenguaje-versus-biologia-del-amor-sobre-la-concepcion-de-humberto-maturana-paperback","title":"Ontología del lenguaje versus Biología del amor: Sobre la concepción de Humberto Maturana - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eRafael Echeverria\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eUn interesante e indispensable debate se ha suscitado a partir de una entrevista de prensa al Doctor Humberto Maturana, la misma en que confronta su propuesta de Biolog a del Amor con la concepci n sostenida por Rafael Echeverr a, conocida como Ontolog a del Lenguaje. En este libro, Rafael Echeverr a aborda no solo su relaci n con la obra del Profesor Maturana, sino las diferencias conceptuales que separan ambos proyectos intelectuales. El autor procura hacerlo con altura de miras, concentr ndose en hechos y sin comprometer el respeto que confiesa le debe a su persona. El autor considera esta tarea, no solo importante para profundizar en un debate que en el contexto de la prensa no es posible hacer con el debida extensi n, sino porque \"s lo as  el lector podr  deducir el nivel de autonom a que mi pensamiento exhibe en relaci n al de Humberto\". En palabras de Echeverr a, es \"indispensable arrancar se alando que no hablo presumiendo tener la verdad en relaci n a lo que sostendr . Estoy consciente de que en este terreno nos movemos exclusivamente al nivel de nuestras interpretaciones. Se trata, en consecuencia, de una confrontaci n de interpretaciones diferentes. Pero el hecho de que ellas lo sean, no transforma este esfuerzo en algo banal. Diferentes interpretaciones generan acciones y relaciones distintas y  stas, a su vez, producen resultados claramente diferenciables.  stos comprometen nuestras acciones futuras pero, por sobre todo, generan modalidades de vivir y de convivir con los dem s, y nos proporcionan diferencias en el sentido de vida y niveles de bienestar que no son equivalentes.\"\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 160\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.34 x 9.61 x 6.69 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e April 01, 2016\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147501936892,"sku":"9789506418847","price":37.24,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/SlZhUk4xcmlvcHQvWHhBeGs1SnRRUT09.webp?v=1780181914"},{"product_id":"the-questions-and-answers-on-disability-insurance-workbook-paperback","title":"The Questions and Answers on Disability Insurance Workbook - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eTony Steuer\u003c\/b\u003e (Author), \u003cb\u003eMaxwell Schmitz\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eAN EASY-TO-FOLLOW GUIDE FOR MAKING THE BEST DISABILITY INSURANCE DECISIONS Need help understanding what disability insurance is and why it's a critical way to protect your financial future? With decades of experience in the insurance business, Tony Steuer and Maxwell Schmitz deliver a practical resource for choosing the best disability insurance policy for you, whether you currently have a policy or not. Step by step, they lead you through the process of making key disability insurance decisions and understanding important factors: 1. What income protection do I already have? 2. How much disability insurance would I qualify for? 3. How might my medical and financial history affect my rates? 4. What policy components or riders are important to me? 5. How do I choose a trusted agent or advisor and an insurance company? 6. How do I make sure that my policy continues to meet my needs? This workbook will help you avoid unnecessary pitfalls and unpleasant surprises; make informed, confident decisions; and gain the maximum protection for your insurance dollars. Tony's Questions and Answers on Life Insurance and 1The Questions and Answers on Life Insurance Workbook were winners of the Excellence in Financial Literacy Education(TM) Award from the Institute for Financial Literacy(R)\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 104\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.22 x 11 x 8.25 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e May 01, 2012\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147501969660,"sku":"9780984508143","price":29.65,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/ZGV4d2VQbHo1TStQZnppTnFjQ1krQT09.webp?v=1780181917"},{"product_id":"the-invisible-hand-wielding-the-scalpel-hardcover","title":"The Invisible Hand Wielding the Scalpel - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eErica Urquhart\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eThe American healthcare crisis is not a failure of good intentions-it is the success of a system designed to put profits first.\u003c\/strong\u003e\u003c\/p\u003eDoctors dedicate their lives to saving patients. Insurance companies dedicate theirs to protecting shareholders. Between them lies a battlefield where ordinary Americans pay the price-with their health, their savings, and too often, their lives.In The Invisible Hand Wielding the Scalpel, Dr. Erica Rowe Urquhart-orthopedic surgeon, MBA, and private practice owner-pulls back the curtain on the insurers' playbook. Drawing on decades of frontline experience, she reveals how prior authorizations, retroactive denials, and deliberately confusing policies are not bureaucratic inefficiencies, but intentional tactics engineered to delay care, deny claims, and drive patients into financial ruin.Through vivid case studies, from children forced to wait weeks for urgent surgery to patients abandoned mid-treatment, Dr. Urquhart shows how the system weaponizes time and paperwork against the very people it is meant to serve. She exposes the double standards that allow executives and lobbyists to flourish while patients and doctors struggle, and documents how Congress routinely chooses political donations over patient lives.But this book is more than an exposé. With surgical precision, Dr. Urquhart dissects the root causes of America's fractured system and offers a prescription for change. She shows readers what they need to know about their rights, their coverage, and the hidden economic forces shaping every medical bill.If you have ever battled an insurance denial, waited months for a procedure you urgently needed, or opened a bill that defied comprehension, this book will confirm your frustrations-and empower you with knowledge.Unflinching, urgent, and deeply human, The Invisible Hand Wielding the Scalpel is not just a diagnosis of corruption. It is a call to action.\u003cp\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 138\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.44 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e February 15, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147502002428,"sku":"9798895761915","price":52.33,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/RC8UsdzipR9798895761915.webp?v=1780181921"},{"product_id":"insured-to-death-how-health-insurance-screws-over-americans-and-how-we-take-it-back-hardcover","title":"Insured to Death: How Health Insurance Screws Over Americans - And How We Take It Back - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eNeal K. Shah\u003c\/b\u003e (Author), \u003cb\u003eDavid J. Casarett\u003c\/b\u003e (Foreword by)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eThey're counting on your exhaustion, your confusion, and ultimately, your surrender.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWhen UnitedHealthcare's CEO was assassinated in December 2024, America was forced to confront an uncomfortable truth: our healthcare system isn't just broken. It's breaking us.\u003c\/p\u003e\u003cp\u003eBehind every denied claim is a family facing impossible choices. Behind every incomprehensible medical bill is a system engineered for profit, not healing. And behind the industry's glossy commercials are executives earning millions while patients launch GoFundMe campaigns to stay alive.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThis explosive exposé uncovers the trillion-dollar machinery of denial and delay that has turned the promise of health insurance into a nightmare for millions of Americans. Drawing from a wide range of sources-whistleblowers, patient stories, health policy data, and insider accounts-it compiles the full picture of a broken system. 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The book examines the UHC policies for each country around threecommon themes: (1) the political economy and policy process for adopting, achieving, and sustaining UHC;(2) health financing policies to enhance health coverage; and (3) human resources for health policies forachieving UHC. The findings from these country studies are intended to provide lessons that can be used bycountries aspiring to adopt, achieve, and sustain UHC. 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These are just the facts you need to make the right choice for you.\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 152\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.35 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e May 13, 2025\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147502493948,"sku":"9798998893025","price":44.77,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/BX6ZE4qN949798998893025.webp?v=1780182091"},{"product_id":"maryland-life-and-health-insurance-license-exam-prep-master-the-maryland-life-and-health-insurance-exam-with-confidence-paperback","title":"Maryland Life and Health Insurance License Exam Prep: Master the Maryland Life and Health Insurance Exam with Confidence - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eSteve Brown\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eAre you preparing for the Maryland Life and Health Insurance License Exam? 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Whether you're new to the world of insurance or looking to brush up on your knowledge, our clear and concise content ensures you're fully prepared. \u003cp\u003e\u003c\/p\u003eWhat makes this book a must-have?\u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eComplete Exam Coverage: \u003c\/b\u003e Dive into all the essential topics, including insurance basics, policy types, Maryland state regulations, underwriting, and ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eState-Specific Content: \u003c\/b\u003e Stay up-to-date with Maryland laws and requirements, giving you a competitive edge.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eEasy-to-Understand Explanations: \u003c\/b\u003eWe break down complicated concepts into simple, digestible terms so you can grasp every topic.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003ePractical Test-Taking Strategies: \u003c\/b\u003e Learn proven techniques to manage your time, reduce stress, and maximize your score.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003e100 Practice Questions: \u003c\/b\u003e Get hands-on experience with questions designed to mimic the actual exam, complete with in-depth rationales to boost your understanding.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eStudy Plans and Tips: \u003c\/b\u003e Optimize your study time with tailored plans and tips to ensure efficient preparation.\u003c\/li\u003e\n\u003c\/ul\u003ePassing the Maryland Life and Health Insurance License Exam is your first step toward a successful and rewarding career in insurance. This book equips you with everything you need to ace the exam and launch your career with confidence. 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Es el resultado -sobre todo- de lo que cada uno hace por s  mismo y de la relaci n que construye con el entorno. Esto se traduce en una conformaci n cerebral quedefine la posibilidad de ser creativos, inteligentes y eficaces en las actividades que debemos y queremos realizar, y -en definitiva- de lograr una vida plena. A partir de la informaci n que proporcionan las neurociencias y sus avances m s recientes, este libro propone el desarrollo neurocognitivo y el autoliderazgo emocional para que cada persona pueda optimizar sus capacidades, mejorando sus funciones cerebrales actuales y, paralelamente, crear reservas para superar o reducirel deterioro que pueden generar el estr s y la edad (entre otros factores) en el futuro. N stor Braidot hace accesibles complejos conocimientos sobre los sistemas que rigen el funcionamiento del cerebro, y ayuda a definir caminos de desarrollo que abren nuevas perspectivas para nuestro cerebro y, esencialmente, para nuestra existencia. N stor Braidot re ne en su trayectoria tanto la experiencia y la pr ctica como la investigaci n y la docencia. Esta formaci n lo ha llevado a ser uno de los m s destacados especialistas en marketing, management, aprendizaje y desarrollo de inteligencia organizacional. Desde que public  su primera obra, Marketing total -que agot  siete ediciones en menos de tres a os-, se convirti  en un autor de consulta obligada para profesionales, docentes y alumnos, y comenz  una seguidilla de grandes  xitos. Sus libros Los que venden, Comunicaci n relacional, Nuevo marketing total, Pymes latinoamericanas y Crisis marketing han formado a varias generaciones de empresarios y ejecutivos, y sus largos a os de investigaci n en el campo de las neurociencias lo han convertido en un pionero en la aplicaci n del conocimiento sobre el funcionamiento del cerebro humano a todos los  mbitos de la gesti n profesional y empresarial. 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Tambi n ha fundado y dirige el Brain Decisi n Braidot Centre, una prestigiosa instituci n creada con el objetivo de promover el inter s en desarrollar las aplicaciones de las neurociencias a los campos de la neuroeducaci n, la neuroeconom a, el neuromanagement y el neuromarketing.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 184\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.39 x 9.61 x 6.69 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e April 01, 2016\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147502559484,"sku":"9789506418830","price":33.18,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/KG4MfSknfV9789506418830.webp?v=1780182099"},{"product_id":"ohio-life-and-health-insurance-license-exam-prep-master-the-ohio-life-and-health-insurance-exam-with-confidence-paperback","title":"Ohio Life and Health Insurance License Exam Prep: Master the Ohio Life and Health Insurance Exam with Confidence - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eSteve Brown\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eAre you preparing for the Ohio Life and Health Insurance License Exam? 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Whether you're new to the world of insurance or looking to brush up on your knowledge, our clear and concise content ensures you're fully prepared. \u003cp\u003e\u003c\/p\u003eWhat makes this book a must-have?\u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eComplete Exam Coverage: \u003c\/b\u003e Dive into all the essential topics, including insurance basics, policy types, Ohio state regulations, underwriting, and ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eState-Specific Content\u003c\/b\u003e: Stay up-to-date with Ohio laws and requirements, giving you a competitive edge.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eEasy-to-Understand Explanations\u003c\/b\u003e: We break down complicated concepts into simple, digestible terms so you can grasp every topic.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003ePractical Test-Taking Strategies: \u003c\/b\u003e Learn proven techniques to manage your time, reduce stress, and maximize your score.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003e100 Practice Questions: \u003c\/b\u003eGet hands-on experience with questions designed to mimic the actual exam, complete with in-depth rationales to boost your understanding.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eStudy Plans and Tips: \u003c\/b\u003e Optimize your study time with tailored plans and tips to ensure efficient preparation.\u003c\/li\u003e\n\u003c\/ul\u003ePassing the Ohio Life and Health Insurance License Exam is your first step toward a successful and rewarding career in insurance. This book equips you with everything you need to ace the exam and launch your career with confidence. Get ready to unlock your potential and achieve exam success!\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 322\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.67 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e November 17, 2024\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147502592252,"sku":"9798300272135","price":54.22,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/xg5grJUZtA9798300272135.webp?v=1780182102"},{"product_id":"selling-benefits-lessons-learned-voyages-travelled-stories-shared-paperback","title":"Selling Benefits: Lessons Learned, Voyages Travelled, Stories Shared - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eDave Patriarche\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eLessons Learned - Voyages Travelled - Stories Shared\u003cbr\u003e\u003cbr\u003eThis is not just a book about selling employee benefits, another sales manual or a book about sailing trips and travelling the world. 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Sometimes it makes us worse. In fact, we don't have a healthcare system in this country-we have a four-trillion-dollar sickcare system that profits off people struggling with chronic disease.\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003ePrimary care doctors are responsible for keeping us healthy, but our primary care system is broken. Worse, the policies and science that led to great medical advances in the past are insufficient to help in the future. Nothing seems to be working. But a paradigm shift is underway that is about to change everything. \u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003eIn Dying to Save You, \u003cstrong\u003eDr. William Queale\u003c\/strong\u003e takes you behind the scenes of our sickcare system. He uses deeply personal stories to explain how we got here and how systems thinking can get us out. But Dying to Save You isn't just about medicine, science, and healthcare policy. This book is about you-and how you can stay out of the sickcare system altogether. \u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 280\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.75 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e August 15, 2023\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147502657788,"sku":"9781544541556","price":47.29,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/GWCTjOR1xN9781544541556.webp?v=1780182110"},{"product_id":"the-privilege-of-caring-a-doctors-urgent-call-to-heal-the-u-s-healthcare-system-hardcover","title":"The Privilege of Caring: A Doctor's Urgent Call To Heal The U.S. Healthcare System - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eEric Daniel Fethke\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e\"Care enough to be curious. 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With incredible humility and an endless supply of patience and genuine sensitivity, Dr. Fethke challenges us to change a broken system so that others without care may finally receive that which they so desperately need. \u003c\/p\u003e\u003cp\u003eIn The Privilege of Caring, discover: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThe personal journey of one doctor, from medical school to his own practice and beyond;\u003c\/li\u003e\n\u003cli\u003eTrends in healthcare and how they impact equitable access for those in need;\u003c\/li\u003e\n\u003cli\u003eStories from patients struggling to survive who ultimately find a second chance;\u003c\/li\u003e\n\u003cli\u003eInsights into alternative ways of care from within and outside our borders;\u003c\/li\u003e\n\u003cli\u003eA call to action to rise up against the injustices of a broken healthcare system.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eIt is Dr. Fethke's heart that compels him to treat the hearts of others. 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This book explores the key differences between a volume-based health system versus one focused on value, and it offers a framework for value creation, based on the principles of Population Health Management. \u003c\/p\u003e\u003cp\u003e Patient risks need to be identified, individualized plans of care must be built, and the execution of the plan must be performed in a communicative and collaborative manner, longitudinally supporting and guiding the patient using an appropriate application of relationship and technology. \u003c\/p\u003e\u003cp\u003e By active creation of value in healthcare, we can rein in costs while improving quality outcomes and experience of the patients and providers. 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Paul Pender MD, a passionate advocate for patients and physicians, describes how trust develops between doctors and their patients and how that trust has been eroded by internal and external factors. The coronavirus pandemic has underscored a lack of trust in the healthcare system that was present long before the onset of COVID-19. Dr. Pender explains that the most critical element in regaining trust begins in the physician's office. \u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eThe narrative with case presentations illustrate the myriad problems confronting our healthcare system in clear language for patients, healthcare providers and policy makers. \u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eDr. Pender practiced clinical ophthalmology for 38 years, specializing in the medical and surgical treatment of eye diseases. He completed his residency at the world-renowned Wills Eye Hospital. Honors include a lecture series in his name by the New England Ophthalmological Society and the Secretariat Award from the American Academy of Ophthalmology for his work on webinars for clinicians.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eDr. Pender blogs regularly on timely medical issues on his website www.PaulPenderMD.com and popular social media platforms. He serves as an advisor to Vxtra Health, a company committed to collaborating with physicians to earn trust and manage healthcare costs.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 172\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.4 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e September 20, 2020\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147502788860,"sku":"9780578755960","price":47.32,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/bnA4UkY3cTkzSXdncExVU2lJMUEwUT09.webp?v=1780182127"},{"product_id":"improving-the-targeting-of-social-programs-in-ghana-paperback","title":"Improving the Targeting of Social Programs in Ghana - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eQuentin Wodon\u003c\/b\u003e (Editor)\u003c\/p\u003e\u003cp\u003eThis study provides a diagnostic of the benefit incidence and targeting performance of a large number of social programs in Ghana. Both broad-based programs (such as spending for education and health, and subsidies for food, oil-related products and electricity) as well as targetd programs (such as LEAP, the indigent exemption under the NHIS, school lunches and uniforms, or fertilizer subsidies) are considered. In addition, the study provides tools and recommendations for better targeting of those programs in the future. The tools include new maps and data sets for geographic targeting according to poverty and food security, as well as ways to implement proxy means-testing. The purpose of this introductory chapter is to provide a brief synthesis of the key findings and messages from the study.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 176\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.38 x 10 x 7 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e October 17, 2012\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147502854396,"sku":"9780821395936","price":72.39,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/Jzd2OKw38u9780821395936.webp?v=1780182134"},{"product_id":"the-invisible-hand-wielding-the-scalpel-paperback","title":"The Invisible Hand Wielding the Scalpel - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eErica Rowe Urquhart\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eThe American healthcare crisis is not a failure of good intentions-it is the success of a system designed to put profits first.\u003c\/strong\u003e\u003c\/p\u003eDoctors dedicate their lives to saving patients. Insurance companies dedicate theirs to protecting shareholders. Between them lies a battlefield where ordinary Americans pay the price-with their health, their savings, and too often, their lives.In The Invisible Hand Wielding the Scalpel, Dr. Erica Rowe Urquhart-orthopedic surgeon, MBA, and private practice owner-pulls back the curtain on the insurers' playbook. Drawing on decades of frontline experience, she reveals how prior authorizations, retroactive denials, and deliberately confusing policies are not bureaucratic inefficiencies, but intentional tactics engineered to delay care, deny claims, and drive patients into financial ruin.Through vivid case studies, from children forced to wait weeks for urgent surgery to patients abandoned mid-treatment, Dr. Urquhart shows how the system weaponizes time and paperwork against the very people it is meant to serve. She exposes the double standards that allow executives and lobbyists to flourish while patients and doctors struggle, and documents how Congress routinely chooses political donations over patient lives.But this book is more than an exposé. With surgical precision, Dr. Urquhart dissects the root causes of America's fractured system and offers a prescription for change. She shows readers what they need to know about their rights, their coverage, and the hidden economic forces shaping every medical bill.If you have ever battled an insurance denial, waited months for a procedure you urgently needed, or opened a bill that defied comprehension, this book will confirm your frustrations-and empower you with knowledge.Unflinching, urgent, and deeply human, The Invisible Hand Wielding the Scalpel is not just a diagnosis of corruption. It is a call to action.\u003cp\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 138\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.32 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e February 15, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147502887164,"sku":"9798895761793","price":37.21,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/l05g6r7Cc39798895761793.webp?v=1780182138"},{"product_id":"process-oriented-healthcare-management-systems-development-use-and-maintenance-for-patient-safe-healthcare-paperback","title":"Process-Oriented Healthcare Management Systems: Development, Use, and Maintenance for Patient-Safe Healthcare - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eAnita Edvinsson\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cb\u003eThis handbook provides tools for designing a structure for a management system, as well as the tools for documenting processes within it.\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eWhen people need healthcare, few worry about being harmed by someone from the medical team making a mistake. Unfortunately, mistakes do happen, and many of the adverse events are not only serious but also preventable. Many countries struggle with top-heavy systems, in which decisions are made about how care is provided by those who are far from experienced in caring for patients. This must change. Professionals at the sharp end need support, structure, and help organizing necessary information to create a safe culture, a learning environment, and safe patient care-all at lower costs.\u003c\/p\u003e\u003cp\u003eThis handbook provides tools for designing a structure for a management system, as well as the tools for documenting processes within it. The starting point is based on current safety research.\u003c\/p\u003e\u003cp\u003eThe book is designed for medical professionals, managers, project members, politicians, public officials, and executives-all who work with patient safety matters. The content shows a new way to healthcare management, presenting an alternative approach together with concrete advice on how healthcare executives and practitioners can begin to think and act differently in order to provide safe healthcare.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eAnita Edvinsson, \u003c\/b\u003e CRNA, B.Sc, AOCNS, is an author, trainer, speaker, and advisor concerned with conscious leadership, operational efficiency and patient-safety. Her focus area of expertise concerns challenges that modern health care and social care are facing, owing to her long career as a ward manager, site manager, department manager, and team leader in public and private care. She is based in Sweden, in Northern Europe. The Swedish version of this book is well-used as literature in university programs. Edvinsson has also published a book about forming a conscious leadership for conscious organizations. Her huge practical experience, together with an immense research prior to the books, has made her a well-requested speaker, coach and consultant.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 148\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.32 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e April 01, 2020\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147502952700,"sku":"9781951527303","price":50.82,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/bc2WomLS8T9781951527303.webp?v=1780182145"},{"product_id":"health-savings-accounts-steps-to-lifetime-health-insurance-hardcover","title":"Health Savings Accounts: : Steps to Lifetime Health Insurance - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eGeorge Ross Fisher\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThis book further expands the hidden advantages of Health Savings Accounts (HSA), which the author had a hand in creating in 1981, along with John McClaughry of Vermont when John was Senior Policy Advisor in the Reagan White House. Temporarily skipping a confrontation with the Affordable Care Act (ACA) for lack of certainty about where it stands, we expand the horizon to lifetime health insurance, and discover that Medicare poses the most important obstacle. HSAs had more advantages than we had realized, but Medicare poses more issues.\u003c\/p\u003e \u003cp\u003eThe simplicity of HSAs provides excellent avenues for gradual transition to new programs, plus an easy escape hatch if they fail. Beads on a string, as it were, with a common healthcare-and-retirement fund, as a unified incentive for savings in both programs. \u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 106\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.38 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e December 19, 2016\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147502985468,"sku":"9781931839693","price":55.29,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/ATKeiiU4329781931839693.webp?v=1780182148"},{"product_id":"hemp-oil-and-cbd-your-guide-to-using-natural-oils-for-physical-injuries-mental-health-general-wellbeing-paperback","title":"Hemp Oil and CBD: Your Guide to Using Natural Oils for Physical Injuries, Mental Health \u0026 General Wellbeing - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eLauren Marshall\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eCan herbs work better than drugs?\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003eThe $450 billion a year pharmaceutical industry says they can't. But, a growing number of clinical studies suggest otherwise.\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003eIf you're looking for an alternative way to treat chronic pain, asperger's or relieve nasty side effects of chemotherapy, then your answer could be in the form of Hemp Oil \u0026amp; CBD.\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003eThis information was once a closely guarded secret, unavailable to the majority of people.\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003eHowever, thanks to the rise in alternative health research - we can put medicine back into the hands of everyday working Americans\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003eFrom diabetes to schizophernia, millions of people are reaping the benefits of this natural, hundred year old medicine derived from marijuana plants.\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003eIn \u003cem\u003eHemp Oil and CBD: \u003c\/em\u003e\u003c\/p\u003e\u003cp\u003e\u003cem\u003eYour Guide to Using Natural Oils for Physical Injuries, Mental Health \u0026amp; General Wellbeing \u003c\/em\u003eyou will learn: \u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e \u003cul\u003e \u003cli\u003eThe \u003cem\u003ereal reason\u003c\/em\u003e why Big Pharma hates Hemp Oil \u0026amp; CBD - Page 16\u003c\/li\u003e \u003cli\u003eHow Bill Clinton set the alternative medicine industry back 15 years - Page 20\u003c\/li\u003e \u003cli\u003eHemp's relationship with the US public (it didn't always used to have this stigma) - Page 22\u003c\/li\u003e \u003cli\u003eThe fundamental differences between Marijuana and Hemp (the pharmaceutical industry spend millions every year trying to keep this a secret) - Page 27\u003c\/li\u003e \u003cli\u003eThe real answer to the question \"Will I get high from Hemp or CBD oil?\" - Page 31\u003c\/li\u003e \u003cli\u003eHow this Michigan Mom used CBD oil to curb her son's anxiety attacks (she too, used to mistakingly believe CBD was the same as marijuana) - Page 69\u003c\/li\u003e \u003cli\u003eWhy Rick Simpson isn't the only person to use CBD oil to cure their cancer - Page 71\u003c\/li\u003e \u003c\/ul\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 94\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.19 x 8 x 5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e November 03, 2019\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147503018236,"sku":"9781913470036","price":40.24,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/6k2Ekx18JS9781913470036.webp?v=1780182152"},{"product_id":"from-back-pain-to-productivity-paperback","title":"From Back Pain to Productivity - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eGeorge Zafiropoulos\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe goal of this book is to give the necessary helpful information to you, leaders, who want to understand what back pain is and how this can influence the company's productivity and cost-effectiveness. It is providing essential instructions on managing employees suffering from back pain about the different origins of the back pain making you understand how spine functions and the factors that amplify the symptoms. It emphasises the critical role of ergonomics in creating a safe work environment. Understanding the principles of ergonomics enables leaders to design workspaces that support proper posture and minimise strain on the back, thus reducing the likelihood of exacerbating existing pain or causing new injuries.\u003c\/p\u003e\u003cp\u003eMoreover, describes in depth the importance of acknowledging the range of motion of the body. Leaders are encouraged to promote flexibility and movement within the workplace, implementing strategies such as regular stretching breaks or adjustable desks. By accommodating varying physical needs, businesses can empower employees to maintain optimal comfort and mobility throughout the workday.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eIn addition the necessity of assistance for the employees with back pain has to be stressed and it is another key aspect covered with the content of this work. Provision of necessary support, whether through ergonomic furniture, specialised equipment, or access to healthcare professionals is mentioned within it. By investing in the well-being of workforce, companies foster a culture of care and promote employee satisfaction and loyalty. Serenity and reduction of stress among individuals is been amongst the important elements helping back pain management. Stress-relief initiatives such as mindfulness programs, relaxation spaces, or employee assistance programs are part of the material studied within the present book. By prioritising mental and emotional well-being, businesses can enhance overall job satisfaction and mitigate the negative impact of stress on physical health.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eFurthermore, the book highlights the direct correlation between employee health and productivity. Leaders are reminded that a pain-free workforce is a more productive workforce. By addressing back pain and creating a supportive environment, businesses can optimise performance, reduce absenteeism, and boost employee morale, ultimately driving greater success and profitability. It underscores the importance of achieving equilibrium between social and working life. Encouragement to foster a balanced environment where employees feel supported both professionally and personally is paramount. By promoting work-life balance and offering resources for self-care, businesses can cultivate a united and resilient team, leading to sustained success and fulfilment for all involved.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eThis book is mainly for educational purposes and stresses the need for further exploration on the touched within these pages material, placing the foundations for further research. On the other hand it could be taken as an initial guide for business leaders seeking to understand and effectively manage employees with back pain. By integrating principles of ergonomics, providing necessary assistance, promoting serenity, and fostering work-life balance, companies can create a supportive environment conducive to both employee well-being and organisational success.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 208\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.44 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e June 15, 2024\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49147503051004,"sku":"9781068673702","price":59.92,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/d3OfOCubVX9781068673702.webp?v=1780182156"}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/collections\/insurance-health.png?v=1780443327","url":"https:\/\/howardimports.myshopify.com\/collections\/insurance-health.oembed?page=2","provider":"Zyayre","version":"1.0","type":"link"}