{"title":"Business Banking","description":"","products":[{"product_id":"the-storm-markets-meet-mother-nature-paperback","title":"The Storm: Markets Meet Mother Nature - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eBill Bymel\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eFor decades, the global economy relied on a quiet set of assumptions: stable climate conditions, cheap capital, predictable demographics, and incremental change.\u003c\/p\u003e\u003cp\u003eThose assumptions no longer hold.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eToday, climate risk, rising interest rates, aging infrastructure, and shifting demographics are colliding inside commercial real estate and the banking system. Insurance markets are retreating. Commercial loans are resetting at valuations that no longer work. Financial institutions are managing systemic risk with frameworks built for a calmer era.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThese pressures are not isolated. They are compounding.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe Storm examines how climate change, commercial real estate exposure, distressed debt, and financial market cycles are converging into a single structural event - one hiding in plain sight.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eDrawing on decades in mortgage portfolios, asset management, and loss mitigation, Bill Bymel analyzes how banks, insurers, and investors can adapt before instability becomes crisis.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThis book is not meant for panic, but rather for preparation.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eInside, you'll explore: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThe dismantling of post-2008 banking safeguards\u003c\/li\u003e\n\u003cli\u003eThe impact of climate volatility on insurance and real estate markets\u003c\/li\u003e\n\u003cli\u003eThe risks embedded in commercial loan portfolios\u003c\/li\u003e\n\u003cli\u003eWhy traditional financial models no longer reflect today's systemic risk\u003c\/li\u003e\n\u003cli\u003ePractical strategies for resilient asset management and proactive loss mitigation\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eStorms expose weak structures and reward discipline.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe Storm is already here.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWhether it becomes a financial catastrophe or a catalyst for resilience depends on what leaders choose to acknowledge and how they respond.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 196\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.45 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e April 24, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49146479051004,"sku":"9798995030409","price":43.29,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/BCGyHgdjLA9798995030409.webp?v=1780098144"},{"product_id":"bank-to-the-future-protect-your-future-before-governments-go-bust-paperback","title":"Bank to the Future: Protect Your Future Before Governments Go Bust - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eSimon Dixon\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eWe are in a time like no other. Those who play the game by the new rules understand that seven highly disruptive new technologies are changing the rules of work. Those who understand the rules of money and finance also know that we are sitting on a debt trap that is proving increasingly hard to finance. They are preparing now. So can you. We are also living in a time when technology is replacing jobs at a fast rate. Your career may be next. If you own a business, you need to prepare too. So how do we thrive in such unique times? Those who do not understand the new rules of finance, technology and money will lose out. This book explains the rules, how you can use them to overcome the problems you will face, and how you can prosper, during and after the massive change ahead.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 304\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.68 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e February 29, 2012\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49146479608060,"sku":"9781907720376","price":86.76,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/WFpBczcvMUw2ZkFGZ3JpZnBqcVVwZz09.webp?v=1780098163"},{"product_id":"the-anatomy-of-the-swipe-making-money-move-paperback","title":"The Anatomy of the Swipe: Making Money Move - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eAhmed Siddiqui\u003c\/b\u003e (Author), \u003cb\u003eNicholas Straight\u003c\/b\u003e (Illustrator)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cem\u003eHave you ever wondered what happens during a swipe of a credit card?\u003c\/em\u003e\u003cbr\u003e \u003cbr\u003e Every major tech company will become a payments company. Yet, not many people understand how payment systems in the US work. Those that do \"get it\" are unlocking multi-billion dollar opportunities.\u003cbr\u003e \u003cbr\u003e If you've ever wondered what happens when you actually swipe\/dip\/tap your credit card or debit card then \u003cem\u003eThe Anatomy of the Swipe\u003c\/em\u003e breaks down the details in the simplest manner possible.\u003cbr\u003e \u003cbr\u003e Here are some questions answered within these pages: \u003c\/p\u003e \u003cul\u003e \u003cli\u003e \u003cul\u003e \u003cli\u003eHow does money move from my credit card to my favorite coffee shop?\u003c\/li\u003e \u003cli\u003eHow can I build a neo-bank?\u003c\/li\u003e \u003c\/ul\u003e \u003c\/li\u003e \u003c\/ul\u003e \u003cul\u003e \u003cli\u003e \u003cul\u003e \u003cli\u003eHow can I build my own debit or credit card?\u003c\/li\u003e \u003cli\u003eHow can I accept card based payments?\u003c\/li\u003e \u003c\/ul\u003e \u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003e\u003cem\u003eThe Anatomy of the Swipe\u003c\/em\u003e speaks to software developers and entrepreneurs who are looking at implementing card-based payments for the first time, merchants who want to be able to accept payments for a website or store, or those who want to issue their own debit\/credit card. This book walks beginners through modern innovations created because of card-based payments, as well as the motivations and revenue models of each party in the payments ecosystem.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 240\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.51 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eIllustrated:\u003c\/strong\u003e Yes\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e April 08, 2020\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49150965743868,"sku":"9781641374477","price":50.82,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/SmlGRDI1Q0t6UVBMd25YNzdGVkpHUT09.webp?v=1780338417"},{"product_id":"banker-to-the-poor-micro-lending-and-the-battle-against-world-poverty-paperback","title":"Banker to the Poor: Micro-Lending and the Battle Against World Poverty - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eMuhammad Yunus\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cb\u003eThe inspirational story of how Nobel Prize winner Muhammad Yunus invented microcredit, founded the Grameen Bank, and transformed the fortunes of millions of poor people around the world. \u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e Muhammad Yunus was a professor of economics in Bangladesh, who realized that the most impoverished members of his community were systematically neglected by the banking system -- no one would loan them any money. Yunus conceived of a new form of banking -- microcredit -- that would offer very small loans to the poorest people without collateral, and teach them how to manage and use their loans to create successful small businesses. He founded Grameen Bank based on the belief that credit is a basic human right, not the privilege of a fortunate few, and it now provides $24 billion of micro-loans to more than nine million families. Ninety-seven percent of its clients are women, and repayment rates are over 90 percent. Outside of Bangladesh, micro-lending programs inspired by Grameen have blossomed, and serve hundreds of millions of people around the world. \u003cp\u003e\u003c\/p\u003e The definitive history of micro-credit direct from the man that conceived of it, Banker to the Poor is the moving story of someone who dreamed of changing the world -- and did.\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eMuhammad Yunus\u003c\/b\u003e is the founder of Grameen Bank and more than fifty other companies in Bangladesh. He is widely known as both the father of microcredit and of the social business movement. In 2006, Professor Yunus and Grameen Bank were jointly awarded the Nobel Peace Prize. He is one of only seven individuals to have received the Nobel Peace Prize, the United States Presidential Medal of Freedom, and the United States Congressional Gold Medal. Yunus is the recipient of fifty-five honorary degrees from universities in twenty countries, and has received 112 awards from twenty-six countries, including state honors from ten countries.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 312\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.86 x 8.22 x 5.55 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eIllustrated:\u003c\/strong\u003e Yes\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e October 16, 2003\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49150966300924,"sku":"9781586481988","price":34.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/YjF0czQ2a1VrWStiMWZzNytYa3BuUT09.webp?v=1780338431"},{"product_id":"global-payments-and-the-fintech-innovations-changing-the-industry-paperback","title":"Global Payments: And the Fintech Innovations Changing the Industry - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eCarol Coye Benson\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eGlenbrook's \"Global Payments\" provides the go-to-answers to the big questions about global payments. In clear and lively writing, the author explains the common model behind national payments systems all over the world, what actually happens in a cross-border payment, and how fintech innovators are changing the industry. The book describes payments innovations in the rails, in the products and services, and new out-of-the-box alternatives. It explores real-time retail payments (aka Faster Payments) and how these systems are facilitating financial inclusion. Anyone in the payments industry - from anywhere in the world - can benefit from understanding this big-picture view.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 92\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.19 x 9.69 x 7.44 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e November 03, 2020\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49150968955132,"sku":"9780982789766","price":77.46,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/VFJBMDAwOVRDQ1VQRFlsbExjVHp1Zz09.webp?v=1780338490"},{"product_id":"gods-bankers-a-history-of-money-and-power-at-the-vatican-paperback","title":"God's Bankers: A History of Money and Power at the Vatican - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eGerald Posner\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cb\u003eA deeply reported, \u003ci\u003eNew York Times\u003c\/i\u003e bestselling exposé of the money and the clerics-turned-financiers at the heart of the Vatican--the world's biggest, most powerful religious institution--from an acclaimed journalist with \"exhaustive research techniques\" (\u003ci\u003eThe New York Times\u003c\/i\u003e).\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eFrom a master chronicler of legal and financial misconduct, a magnificent investigation nine years in the making, \u003ci\u003eGod's Bankers\u003c\/i\u003e traces the political intrigue of the Catholic Church in \"a meticulous work that cracks wide open the Vatican's legendary, enabling secrecy\" (\u003ci\u003eKirkus Reviews\u003c\/i\u003e). Decidedly not about faith, belief in God, or religious doctrine, this book is about the church's accumulation of wealth and its byzantine financial entanglements across the world. Told through 200 years of prelates, bishops, cardinals, and the Popes who oversee it all, Gerald Posner uncovers an eyebrow-raising account of money and power in one of the world's most influential organizations. \u003cp\u003e\u003c\/p\u003e\u003ci\u003eGod's Bankers \u003c\/i\u003ehas it all: a revelatory and astounding saga marked by poisoned business titans, murdered prosecutors, and mysterious deaths written off as suicides; a carnival of characters from Popes and cardinals, financiers and mobsters, kings and prime ministers; and a set of moral and political circumstances that clarify not only the church's aims and ambitions, but reflect the larger tensions of more recent history. And Posner even looks to the future to surmise if Pope Francis can succeed where all his predecessors failed: to overcome the resistance to change in the Vatican's Machiavellian inner court and to rein in the excesses of its seemingly uncontrollable financial quagmire. \"As exciting as a mystery thriller\" (\u003ci\u003eProvidence Journal\u003c\/i\u003e), this book reveals with extraordinary precision how the Vatican has evolved from a foundation of faith to a corporation of extreme wealth and power.\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 752\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 1.7 x 8.4 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e September 15, 2015\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49150969839868,"sku":"9781416576594","price":40.59,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/L2tUVGFST1lTWHdZa3NBU1A0VDZzdz09.webp?v=1780338504"},{"product_id":"community-development-finance-covid-george-floyd-and-the-fight-for-equity-2016-2025-paperback","title":"Community Development Finance: COVID, George Floyd, and the Fight for Equity, 2016-2025 - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eClifford N. Rosenthal\u003c\/b\u003e (Author), \u003cb\u003eDana Archer-Rosenthal\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eIn this sequel to earlier studies of the origins and growth of the community development financial institutions (CDFI) movement, Clifford N. Rosenthal and Dana Archer-Rosenthal document and assess the most momentous period in the movement's history--- the tumultuous decade from the first Trump administration, with its systemic hostility toward Black, Native, and other minority initiatives, through the Biden administration's embrace of equitable community development, to the wholesale, chaotic attack on diversity, equity, and inclusion of the still-unfolding second Trump term.\u003cbr\u003e\u003cbr\u003eThe authors explore in depth how America's community development finance industry responded to the COVID-19 pandemic and the murder of George Floyd, which reignited long-simmering demands for justice. The two catastrophes of 2020 triggered a massive federal financial response, and the CDFI movement's success in helping families and small businesses survive gained it unprecedented recognition and public support. The book details how CDFIs rose to the challenges of social unrest, economic dislocation, and climate change, achieving dramatic growth but encountering new challenges of scale and complexity. Community Development Finance ends with an epilogue on the uncertain fortune faced by the movement at the start of the second Trump administration.\u003cbr\u003e\u003cbr\u003eThe book is an essential resource for anyone involved in community-based finance, as well as students of economics, political science, and community development. It is the third in a trilogy of books on the CDFI movement authored by Clifford Rosenthal, along with Democratizing Finance: Origins of the Community Development Financial Institutions Movement (2018) and Community Capital: Race, Equity, and the Credit Union Movement (2024).\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 462\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 1.03 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e February 23, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49150969872636,"sku":"9781038357243","price":67.45,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/2TLcKpVJj-9781038357243.webp?v=1780338509"},{"product_id":"21st-century-monetary-policy-the-federal-reserve-from-the-great-inflation-to-covid-19-paperback","title":"21st Century Monetary Policy: The Federal Reserve from the Great Inflation to Covid-19 - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eBen S. Bernanke\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 528\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.9 x 8.25 x 5.56 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e May 16, 2023\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":49150969970940,"sku":"9781324064879","price":39.13,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/files\/RWlSRmN5V2FDQi82aGthRldlaWlHdz09.webp?v=1780338513"}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0002\/8344\/3259\/collections\/business-banking.png?v=1780443031","url":"https:\/\/howardimports.myshopify.com\/collections\/business-banking.oembed","provider":"Zyayre","version":"1.0","type":"link"}